When should I enroll in Medicare?

Your Initial Enrollment Period starts three months before the month you turn 65 and ends three months after — a seven-month window total. If you miss it and don't have other qualifying coverage, you may pay late penalties for the rest of your life.

What's the difference between Medicare Advantage and Medicare Supplement?

Medicare Advantage (Part C) is an all-in-one plan from a private insurer. Medicare Supplement (Medigap) works alongside Original Medicare and pays the share Medicare doesn't cover. Which is better depends entirely on your health, doctors, and budget.

Does it cost anything to use a Medicare agent?

No. Independent Medicare agent services are free to you. The agent is paid by the insurance carrier when you enroll in a plan, and the commission is the same whether you go through an agent or directly through the carrier.

What is Medicare and who needs it in San Antonio?

Medicare is the federal health insurance program for people 65 and older, plus some younger folks with qualifying disabilities. If you live in San Antonio, the Stone Oak Parkway area, Bulverde, Spring Branch, or anywhere in the Texas Hill Country and you're approaching 65, you need to make Medicare decisions.

How do I choose the right Medicare plan in the Stone Oak Parkway area?

Three things matter most: your doctors, your medications, and your monthly budget. Different Medicare Advantage plans have different networks. An independent Medicare agent can run your specific doctors and medications against every plan available in your San Antonio ZIP code.

Get In Touch

Have a Medicare question? Send it over.

Fill out the form and Mark will call you within one business day. Or pick up the phone — (210) 573-1319 reaches a real person, not a call center. Office located at 17803 La Cantera Terrace in San Antonio.

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Three ways to reach Mark.

The fastest way is the phone — Mark personally answers (210) 573-1319 during business hours. Calls go to a real person, not a call center.

Phone (24/7)

(210) 573-1319

msteinberg43@gmail.com

Office Location

17803 La Cantera Terrace
San Antonio, TX 78256

By appointment only. Phone/Zoom preferred.

Office Hours

Mon–Fri · 9am–6pm CT

Phone available 24/7. After-hours calls returned next business day.

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Personalized Medicare guidance. No cost. No pressure. No selling your info.

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By submitting, you agree to be contacted by Mark Steinberg / Texas Hill Country Medicare regarding Medicare insurance products. We do not sell or share your information.

Office Location

17803 La Cantera Terrace, San Antonio, TX 78256. Office visits by appointment only — most clients prefer the convenience of phone or Zoom consultations from their own home.

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Frequently asked contact questions

Is the phone line really staffed 24/7?

Yes, Mark personally answers (210) 573-1319 during business hours (Mon–Fri, 9am–6pm CT). After-hours calls go to voicemail and are returned the next business day. For urgent matters during AEP (October 15 – December 7), Mark is reachable longer hours.

Can we meet in person?

Yes, by appointment. The 17803 La Cantera Terrace office is a private appointment-only space — call ahead to schedule. Most clients prefer phone or Zoom because it's faster, and you don't have to drive to Northwest San Antonio.

How quickly does Mark respond to form submissions?

Within one business day. Submissions sent during the week typically get a call back the same day. Weekend submissions are returned Monday morning.

Will my information be shared or sold?

No. Texas Hill Country Medicare does not sell, rent, or share your personal information with anyone. Your details are used solely to provide the Medicare consultation you requested. See our privacy policy for full details.

Prefer to talk now?

Pick up the phone — Mark actually answers. No hold music, no call center, no transfer to a "specialist."

📞 Call (210) 573-1319