Free Medicare guidance from Mark Steinberg — a licensed independent Medicare agent serving San Antonio, Stone Oak, Boerne, Bulverde, Spring Branch, and the Texas Hill Country. Compare Medicare Advantage, Medicare Supplement, and Part D plans across all major carriers. By phone or Zoom — no in-person meetings, no pressure, no cost.
★ 20+ Years Experience★ Independent & Unbiased★ Free, Always
20+
Years of Experience
$0
Cost to You
All
Major Carriers
365
Days of Support
★ Plans From Major Medicare Carriers
Aetna
Humana
Devoted Health
SCAN
Molina
Physicians Mutual
Anthem
Blue Cross Blue Shield
Mark is contracted as an independent broker with Aetna, Humana, Devoted Health, SCAN, Molina, and Physicians Mutual. Through FMO Saving Options and Solutions, he can also offer plans from Anthem and Blue Cross Blue Shield. We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
★ How Medicare Help Works
Three steps to find the right Medicare plan in San Antonio.
i.
Free Medicare Consultation
Hop on a phone or Zoom call from your couch. Tell me what you take, who your doctors are in San Antonio or the Hill Country, and what you can comfortably spend each month. About 15 minutes.
ii.
Compare Medicare Plans
I run plans across every major Medicare carrier I represent — Humana, UnitedHealthcare, Aetna, Wellcare, Cigna, and others — and bring you the two or three that actually fit your situation. No upselling.
iii.
Enroll With Confidence
Want to enroll? I handle the Medicare paperwork. Want to think about it? Take your time. I'm here when you're ready — and every year after for your annual Medicare review.
★ What Clients Say
San Antonio & Hill Country seniors who already made the switch.
Word-of-mouth testimonials from real Medicare clients Mark has helped over the past two decades.
★ ★ ★ ★ ★
"Mark didn't try to sell me anything. He just sat down — well, on Zoom — and walked through what Medicare actually is. My old plan was costing me about $180 a month I didn't need to spend. Wish I'd called him sooner."
Diane M.
Stone Oak · Switched at 67
★ ★ ★ ★ ★
"Honest guy. Spent over an hour on a Zoom call with us, never pushed anything. Came back the next day with two plans, told us why each one would or wouldn't work for my wife's prescriptions. We picked one, saved about $90 a month."
RH
Robert H.
Boerne · Retired teacher, 71
★ ★ ★ ★ ★
"I was helping my mom figure out Medicare and honestly I was more confused than she was. Mark talked to both of us at the same time, didn't rush, answered every question. My mom said he reminded her of her old family doctor — that kind of patient."
Linda P.
New Braunfels · Helping mom
★ ★ ★ ★ ★
"Call center people were calling me every other day around when I turned 65. Got Mark's name from my neighbor. Different story entirely. He doesn't talk over you, doesn't read off a script. Renewed with him again this year — that says enough."
JT
Jim T.
Bulverde · Year 2 with Mark
★ ★ ★ ★ ★
"Look, I'm not the type to leave reviews. But I told three people about Mark already. My husband and I were paying way too much for a plan that didn't even cover his cardiologist. Mark fixed that in one phone call. Real local guy, not some 800-number operation."
Patricia S.
Fredericksburg · Married 42 years
★ ★ ★ ★ ★
"Twenty years of dealing with insurance and Mark is the first agent who actually called me back when I had questions about a denial. Got it sorted in two days. He doesn't disappear after you sign up — that's the part nobody else does."
GW
Gary W.
San Antonio · Long-time client
★ Medicare Plans & Insurance Services
Medicare coverage for San Antonio & Hill Country seniors.
Part C
Medicare Advantage Plans
All-in-one plans bundle hospital, medical, and often prescription drug coverage. Many San Antonio options include dental, vision, and hearing benefits with $0 monthly premiums.
Medigap
Medicare Supplement Insurance
Medigap plans pair with Original Medicare to cover deductibles and copays. Best for Texans who want flexibility and to see any doctor that accepts Original coverage.
Part D
Prescription Drug Plans
Part D drug costs vary wildly between plans. I review your prescriptions against every option available in your San Antonio ZIP code to save you the most over a full year.
Add-ons
Dental, Vision & Hearing
Original coverage doesn't include routine dental, vision, or hearing. I help San Antonio seniors find affordable standalone plans or bundle them into an Advantage plan.
Protection
Life Insurance
Term life, whole life, and final expense options to protect your Texas family without overpaying for coverage you don't actually need.
Income
Annuities
Guaranteed income annuities turn retirement savings into reliable monthly payments you can't outlive — a common need for retirees in San Antonio and the Hill Country.
★ About Mark Steinberg
San Antonio's independent Medicare advisor — 20+ years.
I've been a licensed insurance agent for more than twenty years. In that time, I've watched a lot of San Antonio seniors sign up for the wrong Medicare plan — not because they were careless, but because nobody actually walked them through it. Medicare has too many moving parts to figure out alone, and most agents are too busy chasing the next sale to stick around after enrollment.
That's why I do this differently. As an independent Medicare agent, I'm not tied to any one insurance company. I work for you. That means I compare Medicare Advantage, Medicare Supplement, and Part D plans across all the major carriers and give you honest advice about what fits your situation — even when the answer is "stay with the plan you already have."
I'm based in San Antonio, Texas and licensed across 16 states. Most of my clients are right here in the Texas Hill Country — San Antonio, Stone Oak, the Stone Oak Parkway corridor, Boerne, Bulverde, Spring Branch, Fair Oaks Ranch, New Braunfels, and Fredericksburg. Everything I do is by phone or video, so you never have to leave your house, fight traffic on 281 or 1604, or sit at a kitchen table with a salesperson.
Experience
20+ Years
NPN
17559214
TX License
1994362
Cost to You
$0 — Always
★ Medicare Service Areas
Medicare help in San Antonio & the Texas Hill Country.
Medicare Agent Serving These Texas Areas
San AntonioHome Base
Stone OakNorth San Antonio
Alamo HeightsBexar County
BoerneKendall County
BulverdeComal County
Spring BranchComal County
Fair Oaks RanchHill Country
New BraunfelsComal County
FredericksburgGillespie County
Licensed Medicare Agent in 16 States
Moved out of Texas? Have family in another state? I help Medicare beneficiaries across:
Texas
Arizona
California
Colorado
Florida
Georgia
Illinois
Louisiana
Michigan
Minnesota
New York
North Carolina
Ohio
Oregon
Tennessee
Washington
Don't see your state? Call — Mark may still be able to help, or refer you to a trusted colleague.
Schedule a Free Consultation
Book your free Medicare consultation.
No prep required. Bring a list of your medications and your San Antonio doctors if you have them handy. We'll figure out which Medicare plan fits in 20 minutes.
By appointment only. Phone & Zoom consultations preferred — most clients prefer the convenience of meeting from their own home. Available 24/7 by phone at (210) 573-1319.
★ Medicare FAQs
Common Medicare questions from San Antonio seniors.
Your Initial Enrollment Period starts three months before the month you turn 65 and ends three months after — a seven-month window total. If you miss it and don't have other qualifying coverage, you may pay late penalties for the rest of your life. If you're approaching 65, even by a few months, let's talk now so you don't miss it.
Medicare Advantage (Part C) is an all-in-one plan from a private insurer. Many have $0 premiums, network restrictions, and built-in extras like dental and vision. Medicare Supplement (Medigap) works alongside Original Medicare and pays the share Medicare doesn't cover — higher monthly premium, but you can see any doctor that takes Medicare with very predictable out-of-pocket costs. Which is better depends entirely on your health, doctors, and budget. That's the conversation we'll have.
No. My services are free to you. I'm paid by the insurance carrier when you enroll in a plan, and the commission is the same whether you go through me or directly through the carrier. You don't pay extra for using an agent — you just get someone in your corner.
If you have group health coverage through an employer with 20 or more employees, you can usually delay Part B without penalty. But you generally want to enroll in Part A since it's free for most people. The rules differ for smaller employers, and there are real traps with HSAs. Call me before making any moves — this is where people make expensive mistakes.
Yes, but only during specific windows. The Annual Enrollment Period (October 15 – December 7) is when most people review and switch. There's also the Medicare Advantage Open Enrollment Period (January 1 – March 31) for people already on a Medicare Advantage plan. Special Enrollment Periods exist for life events like moving or losing other coverage. I review every client's plan each year automatically — no surprises.
Most of my clients are right here in Texas, but I'm licensed in 16 states. We do everything by phone or video — no in-person meetings, ever. If you're in a state I'm not licensed in, I'll help you find a trusted colleague or point you to a reliable resource. I won't waste your time.
Medicare is the federal health insurance program for people 65 and older, plus some younger folks with qualifying disabilities. If you live in San Antonio, the Stone Oak Parkway area, Bulverde, Spring Branch, or anywhere else in the Texas Hill Country and you're approaching 65, you'll need to make Medicare decisions whether you want to or not — missing your enrollment window can mean lifetime late penalties. The good news: there are great plans available locally, and I help you sort through them at no cost.
Three things matter most: your doctors, your medications, and your monthly budget. Different Medicare Advantage plans have different networks — if your cardiologist at Methodist Stone Oak or your primary care doctor in Bulverde isn't in-network, the plan isn't right for you. Same goes for prescriptions: drug formularies change every year, and the wrong plan can cost you thousands. I run your specific doctors and medications against every plan available in your ZIP code and bring you the two or three that actually fit. That's the whole job.
No — we're a separate, independent agency. There are several insurance professionals serving the Stone Oak Parkway area of San Antonio. The difference with Texas Hill Country Medicare: we focus exclusively on Medicare, not general health insurance, group plans, or ACA marketplace coverage. If you're 65+ or approaching 65, that specialization matters. If you need ACA or small business coverage, I'm happy to refer you to someone who handles that.
